Insurance companies involved in online shopping market buyers,

 Hot market

send over after the goods are not satisfied, requiring it to pay for own shipping returned, a family in the enjoyment of e-commerce online shopping fast, convenient, they also had to endure the embarrassment. Recently, there have been an Taobao called The reporters found that the insurance launched two months, by many consumers, but for its usefulness, some consumers still concerned.

single highest compensated 25 yuan

Wang Taobao people to buy a sweater, payment transactions, suddenly found more than a Insurance 0.65 yuan, p>

reporter was informed that this return shipping insurance, underwriting is Taobao is for the buyer, each transaction only one insured. Agreement by the seller of the insurance premium will be in accordance with the seller to determine the first 3 months of the return rate to determine if the return rate below 0.5% premium to 0.1 yuan, 0.5% return premium of 0.2 to 1% element, and so on. The premium paid by the buyer claim paid 5% of the collection, such as premiums paid 0.5 yuan, the corresponding amount of the debts of 10 million, of which 1.25 yuan investment to obtain the maximum insured amount 25.

buyers only a small part. calculations: the shop was 3% return, premium 0.6 yuan / T, 600 pen sales by month basis, total insurance costs 360 yuan per month. However, insurance companies, claims only one-way shipping, 18 pen returns claim paid can only get 180 yuan, relatively speaking, and have actually lost a 180. If there is more than making the customer in multiple products, while the seller to pay the premium increase is also more compensable. .

insurance companies involved in online shopping market into a new trend

last year, due to fuel costs, labor fees, costs, prices of all courier companies have posted notice, the increasing Postage costs while restricting the network business, but also test the consumer's shopping enthusiasm. It is reported that the refund transactions in the current dispute, 42% were due to both buyers and sellers on the return shipping of the Consultative inconsistencies arise. Then, seized the opportunity and the As a

news View the forum found that users view on the return shipping insurance mixed, some think that this insurance will be introduced to further protect consumer rights, but the other part is worried return, refund and return shipping process trouble Hepei a long time or may result in difficult issues such claims.

this, Hebei University of Economics and Professor Guo Hong explained that, from the claims side, the general phenomenon of claims more difficult the larger the compensation in the amount of items, return shipping insurance claims, whether insured or limit the amount are relatively much smaller, if it is regular insurance companies, claims usually do not appear difficult phenomenon. However, because insurance is a new and still in the experimental stage, in the development process will certainly encounter some unknown risks, consumers need to read the insurance coverage provisions. Meanwhile, the emergence of insurance, may increase the return of the randomness of the network business sales.

chaotic online shopping market, indirectly forcing businesses to provide quality and reliable products.